Product Description:Health Care Reform in a Free Market (Copyright Nov. 16, 2009)
About Free Market Health Care:
It is consumer-driven and - obviously - free market oriented.
It utilizes Health Savings Accounts [HSA's], which reduce artificial demand and overutilization of services.
It reduces insurance premiums dramatically, making health insurance more affordable.
It will ultimately take the employer completely out of the insurance loop; changing jobs will no longer be a health care decision.
It discusses Medicare liabilities and its reform.
It explains why socialized medicine won't work and doesn't work.
It shows that managed care breeds hostility and has nothing to do with free markets.
It allows for insurance portability by redefining risk pools, separating them from employment.
It distinguishes between insurance and prepayment plans.
It explains how government has hurt health care delivery, and where it can help, when private charity is not available.
It improves accessibility by lowering premiums and provider fees through the market, and by broadening tax deductions [or tax credits] to all purchasers of health insurance.
It accommodates pre-existing conditions within large insurance risk pools that are employer-independent.
It reduces physician overhead, which - in turn - lowers fees to the patient while simultaneously increasing provider profits - a "win-win" situation.
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